Key Metrics

Real Volume (24H)$0
Fully Diluted ValuationN/A
ATH Date6/28/2021, 12:48:00 PM
ATL Date10/2/2022, 7:15:39 AM
Circulating SupplyN/A
Total Supply1B
Popularity Rank12173
What is PolyQuity?

PolyQuity emerges as a groundbreaking decentralized borrowing protocol, revolutionizing the lending landscape by offering interest-free loans against Matic collateral. Through this innovative platform, individuals can access loans paid out in PUSD, a USD-pegged stablecoin, while maintaining a minimum collateral ratio of 110%. PolyQuity employs a robust system of collateralization and collective guarantors, ensuring the security and stability of the loans. To delve deeper into the intricacies of these mechanisms, users can refer to the comprehensive documentation provided by PolyQuity.

At the core of PolyQuity's lending protocol lies the concept of utilizing Matic as collateral to secure interest-free loans. Matic, a well-established cryptocurrency, serves as the foundation for the borrowing process, enabling individuals to draw loans without incurring any interest charges. This revolutionary approach democratizes access to loans, making borrowing more affordable and inclusive for a broader range of individuals.

The loans offered through PolyQuity are disbursed in PUSD, a stablecoin pegged to the value of the US dollar. This ensures that borrowers can effectively manage their borrowed funds, mitigating the risk of market volatility and offering stability in repayment. By providing loans in a stablecoin, PolyQuity facilitates seamless transactions and enhances financial certainty for borrowers.

Maintaining a minimum collateral ratio of 110% is a crucial aspect of the PolyQuity borrowing process. This requirement ensures that borrowers have sufficient collateral to secure their loans and maintain the stability of the platform. By setting this threshold, PolyQuity mitigates the risk of defaults and safeguards the overall integrity of the lending ecosystem.

To bolster the security of the loans, PolyQuity employs a Stability Pool that contains PUSD. This pool acts as an additional layer of protection, providing a buffer against potential fluctuations in the value of the borrowed funds. By maintaining a reserve of PUSD within the Stability Pool, PolyQuity enhances the resilience of the lending protocol and ensures the availability of funds for loan repayments.

Moreover, PolyQuity harnesses the power of collective guarantors of last resort. Borrowers within the PolyQuity ecosystem collectively assume the responsibility of guaranteeing the loans, reinforcing the stability and sustainability of the lending platform. This collaborative approach fosters a sense of community and mutual support among borrowers, creating a robust safety net for the entire ecosystem.

For individuals eager to learn more about the inner workings of PolyQuity and its lending mechanisms, the platform provides comprehensive documentation. This resource offers detailed insights into the protocols, algorithms, and processes that underpin the PolyQuity ecosystem. By delving into the documentation, users can gain a deeper understanding of how the platform operates, empowering them to make informed decisions regarding their borrowing activities.

In summary, PolyQuity emerges as a decentralized borrowing protocol that disrupts the lending landscape by providing interest-free loans against Matic collateral. By leveraging Matic and issuing loans in PUSD, PolyQuity enables individuals to access affordable borrowing solutions while maintaining a minimum collateral ratio of 110%. The inclusion of a Stability Pool and the collective guarantors of last resort further fortify the security and stability of the lending ecosystem. For those seeking a deeper understanding of PolyQuity's protocols, the platform offers comprehensive documentation that unravels the intricacies of its innovative lending mechanisms. With its groundbreaking approach, PolyQuity paves the way for a more inclusive and sustainable lending experience in the decentralized finance realm.


The investment information, comments, and recommendations provided here do not fall under the scope of investment consulting. Therefore, making an investment decision based solely on the information and comments provided here may not yield results that meet your expectations.

Stay ahead of the competition by accessing high-quality data, advanced tools, and expert research.

Try for Free

Top Assets


We use cookies for personalization, social media, and analytics, and share usage data with partners.