Kriptoks

Notional is a game-changing platform that utilizes Ethereum-based technology to provide users with a decentralized protocol for borrowing and lending at fixed rates and fixed terms. Unlike variable rate lending, which can only serve a small segment of the crypto lending market due to the lack of certainty it provides, Notional creates a true market for lenders and borrowers that empowers individual investors, business owners, and institutional investors.

By democratizing access to borrowing and lending services, Notional allows users to participate in the crypto lending market on their own terms. With the platform's fixed-rate and fixed-term structure, users can be confident in the certainty and stability of their investments. This makes Notional a valuable tool for anyone looking to invest in the crypto lending market.

Currently, users can borrow or lend USDC and DAI for up to one year, and ETH and WBTC for up to six months from Notional's on-chain liquidity pools. With the recent release of Notional's V2 upgrade, liquidity providers now enjoy a low-touch experience, and no longer need to roll their debts to new maturities as it is done automatically through the use of nTokens, ERC20 tokens that represent a user's share of the liquidity pool.

Notional's innovative approach to borrowing and lending has attracted significant attention from top VC firms, including Coinbase Ventures, which contributed to a $10 million Series A funding round in May 2021. With this investment, Notional's protocol relaunched on 11/1, featuring a host of new features as well as the NOTE governance token.

The NOTE governance token allows users to participate in the governance of the platform and have a say in its development and future direction. This gives users a sense of ownership and a stake in the success of the platform, making Notional a truly community-driven platform.

In conclusion, Notional is a revolutionary platform that provides users with a decentralized protocol for fixed-rate borrowing and lending. By creating a true market for lenders and borrowers, Notional democratizes access to borrowing and lending services, empowering individual investors, business owners, and institutional investors. With its fixed-rate and fixed-term structure, Notional offers certainty and stability in a market that has historically been characterized by volatility and uncertainty, making it a valuable tool for anyone looking to invest in the crypto lending market.