Kriptoks

Moma Protocol is a revolutionary solution for the DeFi lending market, designed to meet the increasing demand for liquidity, scalability, and speculation. Launched in December 2020, Moma Protocol uses a proprietary smart contract factory to manage, accelerate, and aggregate the lending market, creating an ecosystem that can expand infinitely. This innovative protocol comprises four key components: Factory, Launch Pool, Lending Pool, and Aggregator.

The Factory is a smart contract factory that produces and manages the Launch Pool and Lending Pool. The Launch Pool is a pre-lending pool that can be customized for community mining, and tokens can be distributed for any projects through the pool. The Lending Pool, on the other hand, is a customizable lending market pool with an over-collateralized loan structure that supports lending and borrowing in any market. Both pools activate, accelerate, and create a lending scenario, with the Lending Pool providing the interest-bearing scenario that generates revenue for the Launch Pool.

The Aggregator is a calculator and analyzer based on pool and market data, which helps users solve their personalized DeFi demands for lending, borrowing, and community mining of crypto assets. The protocol utilizes two mechanisms of Price Feed: Committee Price Feed and Decentralized Price Feed.

Moma Protocol provides a unique and innovative solution for risk management, with four core components: Crypto Asset Risk Rating Database, Whistleblower, Reserve Pool, and Staking Management Pool. The Crypto Asset Risk Rating Database acts as a risk prompt list for identifying potential risks related to the crypto asset in the Lending Pool. Whistleblowers, who are users that stake Moma tokens, can submit risk warning information and receive incentives if the information is confirmed as valid. The Reserve Pool receives a portion of the interest revenue from the Lending Pool and forms a fund pool, which can be mobilized in situations where losses occur. The Staking Management Pool is a staking pool formed by Pool Builders when upgrading their pools by staking Moma tokens. If any management problems occur during pool operation and result in user losses, the Moma tokens in the Staking Management Pool will be mobilized to compensate affected users.

Moma Protocol offers several competitive advantages over its competitors, including the ability to support an unlimited number of assets, customizable pool solutions, extended use case scenarios (Launch, Lending, and Aggregate), support for unlimited types of incentive tokens, and a multi-folded and sophisticated risk management framework. The Moma ecosystem caters to Pool Builders, Farmers, Lenders, and Borrowers, while some major market players only serve Lenders and Borrowers. The strong Price Feed design of Moma was designed to go decentralized in the long run, and the protocol completes price feeding through Committee Price Feed, Whistleblower, and Chainlink.