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MobiFi is a decentralized Mobility as a Service provider founded in 2021 with the objective of integrating public and private service providers such as buses, trains, e-scooters, parking, EV charging, and more into a single platform. By leveraging the power of blockchain and tokenization, MobiFi seeks to incentivize users to make eco-friendly travel decisions, such as commuting during off-peak hours or taking the bus.

The platform features a reward engine that is fully automated via smart contract and does not lock users into a siloed loyalty program. With this approach, MobiFi aims to accelerate the transition towards sustainable mobility.

MobiFi operates on a dual-token system, consisting of the SMile and MoFi tokens. The SMile token, developed by R3 Corda enterprise blockchain, is pegged by fiat currency and designed specifically for payments within the mobility ecosystem. The MobiFi system mints Corda-connected SMile tokens with an internal reward model based on the scale of the mobility service market. The MoFi token, on the other hand, uses Ethereum's ERC-20 standard and is a deflationary utility token to be exchanged for SMile and then burned to ensure efficient token circulation to all stakeholders within the ecosystem.

The MobiFi team is led by Yudi Xu, an EX-CTO consultant at Shell and current MVP of Hedera Hashgraph. With awards such as the Dutch Mobility Hackaton in 2019, Xu has extensive experience in IoT, Big Data, and Blockchain. The team comprises over 10 members with experience from various disciplines, including developers, engineers, designers, as well as marketing and business experts. MobiFi's team is supported by experienced advisors in the fields of blockchain, tokenization, banking, mobility, and VCs.

What sets MobiFi apart is its fully integrated and decentralized mobility platform, along with its unique SMile-MoFi gateway that connects businesses with Crypto & DeFi. MobiFi aims to accelerate mainstream adoption of crypto payments by building the first-ever Corda to X bridge protocol. This protocol allows end-users to tap into Crypto and DeFi services with their mobility credit, supporting their financial needs beyond mobility while creating a sustainable environment for everyone.

In conclusion, MobiFi's objective is to create a sustainable and user-friendly mobility platform that incentivizes eco-friendly travel decisions while connecting traditional businesses with DeFi. With its dual-token system and experienced team, MobiFi is poised to revolutionize the Mobility as a Service industry while promoting the mainstream adoption of crypto payments.