Kriptoks

Hiveterminal is a liquidity platform designed to offer small and medium enterprises (SMEs) access to instant capital growth. Its primary objective is to make financing, such as invoice factoring, easily accessible to every company. By connecting businesses, encrypting, and uploading invoices received and issued, Hiveterminal enables SMEs to leverage their outstanding invoices for financial growth.

The Hiveterminal platform is built on Ethereum blockchain technology and employs smart contracts to assign a unique fingerprint to every invoice. By tokenizing and publishing them on the blockchain, the platform automates the invoicing process of businesses and makes use of factoring services.

One of the key features of Hiveterminal is its ability to provide liquidity to SMEs within 24 hours. Users receive payment if they have money in their account, and they can receive up to 99 percent of the invoice amount, which they can use immediately. The Hiveterminal platform is also accessible and available to users and companies 24/7, and it has a transparent and straightforward fee structure with low fees. Invoice sellers are charged subscription fees, while invoiced buyers are charged a commission.

Hiveterminal has a native token called HVN. Token owners can claim ownership of invoices on the Hive platform, which offers a credit score for certain entities to token holders with a remarkable financial track record on the Hive blockchain. To claim ownership of an invoice they financed and acquired, users must trade HVN tokens to the Hive Foundation.

Founded in 2017, Hiveterminal is led by CEO Bonart Mari and CTO Gal Jakic. The platform's whitepaper offers a detailed explanation of its ecosystem and services.

In summary, Hiveterminal offers SMEs an innovative platform to access instant capital growth through invoice factoring. Its smart contract technology, low fees, and quick liquidity services make it a go-to platform for SMEs in need of financial support. With the HVN token, users can claim ownership of invoices and access credit scores based on their financial track record on the Hive blockchain.